Be financially secure when you travel

There are many types of travel insurance for nearly every imaginable trip that you might encounter in your lifetime. Listed below are the most common policies available to UK residents. Remember, policies vary depending on the company. Some life insurance policies already cover travel, so, check with a professional insurance consultant to find the best policy for your needs

Annual Travel Insurance

Travel insurance cover for every holiday you take in the next twelve months. Recent research has shown that UK holiday makers spend £1.3bn annually more than they need to on travel insurance. Most insurance companies provide annual travel insurance for people who take more than one holiday per year. If you are taking a two week holiday in Europe during spring and another holiday later in the year then an annual holiday insurance could save you money.

Annual travel insurance policies cover you for one year with an unlimited number of trips allowed during that year. You can take as many holidays as you wish and rest assured that for the next twelve months you will always be covered.

These insurance policies commonly offer high levels of cover including £5 million medical expenses cover, £2 million personal liability cover, £3000 cancellation cover and much more.

Single Trip Travel Insurance

Travel insurance cover for a specific holiday. Ideal for single people, couples or families. If you are going to Ibiza for two weeks this summer then single trip travel insurance is for you.

Single trip travel insurance is designed for people who are going on a specific holiday or single trip. Whether you are travelling to Ibiza at the height of summer with friends or to the Far East with your loved one in September then single trip travel insurance is for you. A typical single trip travel insurance policy offers on average of £5 million medical expenses cover, £2 million personal liability cover, £3000 cancellation cover and others.

Backpacker Travel Insurance

If you are planning a backpacking trip then check out backpacker travel insurance. Backpacker travel insurance is a specialist policy specifically for young people planning extended trips. It's perfect for students and others under 45 year olds traveling for long periods.

This Long stay student travel insurance policy has similar levels of cover to our other travel insurance policies. To qualify for long stay student travel insurance you must:

• Be travelling for up to 12 months.
• Be under 45 years of age

Most backpacker travel insurance includes cover for your personal belongings and cancellation cover.

Student Travel Insurance

Backpacker student travel insurance policy is ideal for students looking for gap year travel insurance or insurance during summer holidays. It offers both piece of mind for the traveling student, the knowledge that they are well protected in the event of an emergency, and most importantly it offers affordability.

During a student's years at university or college, there can be significant financial restraints - even more so when planning the journey of a lifetime. Many companies have priced student travel insurance product accordingly providing adequate coverage with minimal premiums.

Golf Travel Insurance

If you are planning on playing golf while you are away then you should consider adding the golf option to our single trip or annual travel insurance policy. Adding golf travel insurance to your policy is readily available from your insurance company, usually an additional option on top of their regular travel insurance.

This policy will normally insure your golf equipment for loss and theft up to the value of £1000. With standard insurance policies the maximum you can claim per item is £250 which would not be sufficient to cover most sets of golf clubs. You can also be covered up to £50 per day, up to a maximum of £250 for the unused portion of pre-paid green fees that you arranged before you departed if you need to cancel for medical reasons.

Other types of travel insurance are:

As mentioned earlier there are many types of travel insurance policies for every need. Here are some more specialized policies available from select policy providers:

Long stay Travel Insurance
Are you planning a long trip? a year in Australia or a trip around the world? if so then long stay travel insurance is for you.

Over 65 Travel Insurance
Just because you are over 65 doesn't mean you have to hold back on having fun. Our over 65 travel insurance will cover you for winter sports as well as having great medical and baggage cover.

Senior Citizen Travel Insurance
If you are senior citizen (OAP) planning a holiday then our senior citizen travel insurance can offer you great cover levels and peace of mind.

Ski Travel Insurance
If you are planning a skiing holiday then ski travel insurance will cover you for off-piste skiing within the resort or off-piste skiing off the resort if you are with a recognised guide.

Winter sports Travel Insurance
If you are heading to the mountains then make sure you are properly covered. Our winter sports insurance will make sure you are covered should you have an accident.